How It Works

How CityWorth Works

Launch a homeownership program with data-backed insights, employee engagement, and measurable results.

Start With a Homeownership Report
Step 01

Start With a Homeownership Report

CityWorth begins by helping companies understand how homeownership connects to workforce stability.

  • Company homeownership percentage

    How many employees own homes compared to how many rent.

  • Workforce retention analysis

    How housing stability connects to employee tenure.

  • Homeowner vs. renter comparison

    Retention trends between employees who own and employees who rent.

  • Affordability insights

    Where employees may need the most support based on location and affordability.

  • Contribution program ROI

    The potential impact of down payment assistance or homebuying contributions.

Insight We Keep Seeing

Across different industries, CityWorth has consistently found that many companies have a workforce made up of 60% to 70% renters.

That means a large portion of employees are still trying to reach homeownership, creating a major opportunity for employers to support stability.

Launch Your Company Platform
Step 02

Launch Your Company Platform

Employees get access to a company-branded homebuying platform designed to help them start and stay engaged. Homebuying is not a one-time enrollment. It is a journey. CityWorth keeps employees engaged over time with strategic messaging and education designed to increase homeownership rates across your organization.

Engagement tools:

  • Quarterly mail pieces

  • Educational webinars

  • Email newsletters

  • Onsite education sessions

  • Homebuying reminders and next steps

Employees Start Their Homebuying Journey
Step 03

Employees Start Their Homebuying Journey

Employees receive education, coaching, rewards, and access to an all-in-one homebuying team. CityWorth helps employees understand where they stand, what steps to take next, and how to move closer to buying a home.

Employee tools:

  • Homebuyer education

  • Mortgage guidance

  • Real estate support

  • Credit support

  • Homebuying rewards

  • Insurance connections

Track the Impact Over Time
Step 04

Track the Impact Over Time

CityWorth helps companies understand program engagement, homeownership progress, and retention impact. Over time, employers see how employees are engaging with the benefit, how many are moving through the homebuying journey, and how homeownership is improving workforce stability.

The Outcome

Launch, promote, and measure a homeownership benefit that helps employees build roots and stay longer.

CityWorth gives companies a simple way to bring homeownership into the employee benefits stack: backed by data, designed for engagement, and built for long-term impact.

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