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A Home Loan Built forMedical Professionals.
You spent years training for your career. This loan was designed around it: up to 100% financing, no mortgage insurance, and flexibility for student loans and new employment contracts.
Why This Loan Is Different.
Most loans make new medical professionals wait. This one recognizes your earning power now.
Up to 100% Financing
Buy with no down payment on loans up to $1.5M, or up to $2M with a 720+ credit score.
No Mortgage Insurance
Skip the monthly PMI that most low-down-payment loans require, and keep that money in your pocket.
Loans up to $2,000,000
Jumbo-sized loan amounts that match the homes medical professionals actually buy.
Fixed & ARM Options
15, 20, 25, or 30-year fixed rates, plus 5/6, 7/6, and 10/6 ARM options.
Who Qualifies.
The program covers a wide range of medical designations, including those still in residency, fellowship, or internship.
In training? Residents, fellows, and interns with an eligible degree qualify too.
Flexibility Where It Counts.
Student Loan Flexibility
Student loans in deferment, forbearance, or on a $0 income-based plan may be excluded from your debt ratio while you are in residency or fellowship.
Close Before You Start
Starting a new position? Qualify with your signed employment contract or offer letter and close before your first day on the job.
Gift Funds Welcome
If you do put money down, your entire down payment can come as a gift from family.
How Much Can You Finance?
You Take Care of Everyone Else.Let Us Take Care of the Home.
Talk to your CityWorth Mortgage Expert and find out exactly what you qualify for, in minutes.
Get Pre-QualifiedProgram guidelines, rates, and terms are subject to change and full qualification. Not a commitment to lend. Available for primary residences only. Eligibility requires an approved medical designation. Contact your CityWorth Mortgage Expert for complete program details.